Side by side · verified from each firm's own pages

FTMO vs FXIFY

Rules placed next to each other, with the calculation basis written out — because two firms quoting the same percentage can be measuring completely different things.

What differs most.

They calculate the daily loss limit from different reference points, so the percentages are not directly comparable.
One uses a Static floor maximum loss, the other Trailing, intraday.

Account closed
Trading day over, account survives
Room to lose on day one
Profit still needed to pass phase one

Drawn to scale from each plan's own published numbers, on the plan compared in the table below. Day one is the only day on which every daily-loss basis agrees, which is what makes the two bars honestly comparable at all. Both maximum-loss floors sit at the same place on day one, $90,000. The two daily-loss floors are measured from different reference points, so they only line up on day one. From day two they move apart. FXIFY uses a trailing maximum-loss floor: the bar shows where it sits on day one, and it rises with your peak without ever coming back down.

	FTMO Czech Republic	FXIFY Mauritius
Disclosure score	Partially documented	Partially documented
Challenge from	€79 list, EUR	Not yet verified
Plan compared	FTMO Challenge: 2-Step	Two Phase
Model	2-Step	2-Step
Profit target	10% → 5%	10% → 5%
Daily loss limit	5% of the balance recorded at day start, on equity, including floating P/L. Resets 00:00 CE(S)T	4% of the previous day’s closing balance
Maximum loss limit	10% Static floor, from initial balance	10% Trailing, intraday, from the highest equity reached
Consistency	No consistency rule	Not yet verified
Stop loss	Not yet verified	Not yet verified
Best profit split	90% Standard	Not yet verified
Weekend holding	Not yet verified	Not yet verified
News trading	Not yet verified	Not yet verified
Inactivity breach	Not yet verified	60 days
Retroactive rule changes	0	0
Operator jurisdiction	Czech Republic	Mauritius
Regulator disclosed	Not yet verified	Financial Services Commission, Mauritius GB24204066
Restricted countries	Not listed. The FTMO Challenge T&C (4 August 2026) define 'Restricted Jurisdictions' only as countries determined by FTMO 'at our discretion'; no list appears in the document or on the pages read.	United States, Zimbabwe, Iran, Iraq, North Korea, Somalia, Vietnam, Burundi, Central African Republic, Ivory Coast, Liberia, Libya, Sudan, Cuba, Syria, Afghanistan, Yemen, Palestine, Myanmar, Nicaragua, Congo Republic, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Papua New Guinea, South Sudan, Vanuatu, Venezuela, Algeria, Russia, Belarus, Kenya, Ghana (site footer, 35 named, 'including').

Only the first recorded plan of each firm is shown here. Full plan detail, sources and everything we could not verify are on each firm's page. Last re-checked 7 September 2026; the oldest record on this page was checked 4 September 2026. Each firm page carries its own date.

Not yet verified is not No. Where a cell reads "Not yet verified", we could not confirm the rule from the firm's own terms or help centre. It is not a claim that the rule does not exist.

FTMO vs FXIFY

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