Side by side · verified from each firm's own pages

FTMO vs FundingPips

Rules placed next to each other, with the calculation basis written out — because two firms quoting the same percentage can be measuring completely different things.

What differs most.

They calculate the daily loss limit from different reference points, so the percentages are not directly comparable.
FTMO has no consistency rule on this plan; FundingPips does.

Account closed
Trading day over, account survives
Room to lose on day one
Profit still needed to pass phase one

Drawn to scale from each plan's own published numbers, on the plan compared in the table below. Day one is the only day on which every daily-loss basis agrees, which is what makes the two bars honestly comparable at all. Both maximum-loss floors sit at the same place on day one, $90,000. The two daily-loss floors are measured from different reference points, so they only line up on day one. From day two they move apart.

	FTMO Czech Republic	FundingPips Comoros Union
Disclosure score	Partially documented	Fully documented
Challenge from	€79 list, EUR	$29 stated floor
Plan compared	FTMO Challenge: 2-Step	2 Step Standard
Model	2-Step	2-Step
Profit target	10% → 5%	8% → 5%
Daily loss limit	5% of the balance recorded at day start, on equity, including floating P/L. Resets 00:00 CE(S)T	5% of the higher of opening balance or opening equity, on equity, including floating P/L. Resets 00:00 Platform Time (UTC+3)
Maximum loss limit	10% Static floor, from initial balance	10% Static floor, from initial balance
Consistency	No consistency rule	35% — best day as a share of total profit (Payout eligibility)
Stop loss	Not yet verified	Not required
Best profit split	90% Standard	100% Monthly
Weekend holding	Not yet verified	Temporarily not allowed
News trading	Not yet verified	Restricted window
Inactivity breach	Not yet verified	30 days
Retroactive rule changes	0	0
Operator jurisdiction	Czech Republic	Comoros Union
Regulator disclosed	Not yet verified	Comoros — IBC Regulation Act 2014 Bfx2024004
Restricted countries	Not listed. The FTMO Challenge T&C (4 August 2026) define 'Restricted Jurisdictions' only as countries determined by FTMO 'at our discretion'; no list appears in the document or on the pages read.	FATF and EU/UN sanctions list countries, Vietnam, United Arab Emirates

Only the first recorded plan of each firm is shown here. Full plan detail, sources and everything we could not verify are on each firm's page. Every dated record here was last re-checked against the firm's own pages on 4 September 2026.

Not yet verified is not No. Where a cell reads "Not yet verified", we could not confirm the rule from the firm's own terms or help centre. It is not a claim that the rule does not exist.