How we score, and why it is a different question
Other sites score whether a firm is good. That requires judgement calls they cannot show you. We score whether a firm is legible — how much it publishes about its own rules. That is checkable, and you can recompute it.
The source tiers
| Tier | What it is | What we use it for |
|---|---|---|
| Tier A | Terms & Conditions, legal documents, regulator registers | Establishes fact |
| Tier B | The firm's own website and help centre | Establishes fact |
| Tier C | Aggregators, comparison sites, trade media | Tells us where to look. Never what is true. |
| Tier D | Reddit, Trustpilot, YouTube, X | Sentiment and problem detection only |
The nine criteria
| Criterion | Weight | Full marks requires |
|---|---|---|
| Daily loss limit fully specified | 15 | Percentage, basis, whether it is measured on balance or equity, and the reset time. All four, or partial credit. |
| Maximum loss limit fully specified | 15 | Percentage, static or trailing, and the reference point it trails from. |
| Consistency rule formula published | 12 | The formula, not just the percentage. An explicit “no consistency rule” scores full marks. |
| Payout terms fully specified | 15 | Split, frequency, profitable-day requirements and minimum amounts, for every cycle offered. |
| Soft-breach rules disclosed | 10 | Profit deductions, warning systems and split reductions that cost money without closing the account. |
| Legal entity identified | 10 | Entity name, jurisdiction and company registration number. |
| Regulator or licence disclosed | 8 | A named regulator and licence number, or a clear statement that there is none. |
| Restricted countries named | 8 | The actual list, not a generic clause about unlawful jurisdictions. |
| Rule changes dated and traceable | 7 | Changes carry effective dates and state whether existing accounts are affected. |
| Total | 100 |
Score bands
Every material rule is published, dated and unambiguous.
Most rules published; one or two areas need digging or are missing.
Material gaps. You would have to contact support to trade safely.
Too many unknowns to evaluate the offer from public information.
What this score is not
A high score does not mean a firm is safe, generous, or that it will pay you. A firm can document a punitive rule set with perfect clarity and score 100. That is the point: you would then know exactly what you were buying.
Conversely, a low score is often our failure rather than the firm's. FTMO scores 62 mainly because its payout terms are not on the page we verified, not because they are secret. As we read more sources, scores rise. We show the source count on every review so you can see how much work has gone into it.
Editorial independence
No firm can pay for a score, a rank, or a place in the tracker. Where we use affiliate links we say so on the page. The scoring inputs are all public facts with a source URL next to them, which means a firm that dislikes its score can point to the exact criterion and the exact page, and we will correct it if they are right.