Side by side · verified from each firm's own pages

FTMO vs OFP Funding

Rules placed next to each other, with the calculation basis written out — because two firms quoting the same percentage can be measuring completely different things.

What differs most.

They calculate the daily loss limit from different reference points, so the percentages are not directly comparable.

Account closed
Trading day over, account survives
Room to lose on day one
Profit still needed to pass phase one

Drawn to scale from each plan's own published numbers, on the plan compared in the table below. Day one is the only day on which every daily-loss basis agrees, which is what makes the two bars honestly comparable at all. On day one the account closes first at OFP Funding — its floor sits $5,000 above the floor at FTMO. The two daily-loss floors are measured from different reference points, so they only line up on day one. From day two they move apart. This plan at OFP Funding has no profit target on phase one, as the firm states, so no line is drawn for it.

	FTMO Czech Republic	OFP Funding Saint Lucia
Disclosure score	Partially documented	Well documented
Challenge from	€79 list, EUR	$150 list, USD
Plan compared	FTMO Challenge: 2-Step	Instant Lite
Model	2-Step	Instant
Profit target	10% → 5%	Not yet verified
Daily loss limit	5% of the balance recorded at day start, on equity, including floating P/L. Resets 00:00 CE(S)T	3% of the previous day’s closing balance, on equity, including floating P/L. Resets 00:00 GMT+2 (DST-adjusted)
Maximum loss limit	10% Static floor, from initial balance	5% Static floor, from initial balance. Resets after a payout
Consistency	No consistency rule	No consistency rule
Stop loss	Not yet verified	Not required
Best profit split	90% Standard	80% Monthly
Weekend holding	Not yet verified	Not yet verified
News trading	Not yet verified	Allowed
Inactivity breach	Not yet verified	Not yet verified
Retroactive rule changes	0	0
Operator jurisdiction	Czech Republic	Saint Lucia
Regulator disclosed	Not yet verified	Not yet verified
Restricted countries	Not listed. The FTMO Challenge T&C (4 August 2026) define 'Restricted Jurisdictions' only as countries determined by FTMO 'at our discretion'; no list appears in the document or on the pages read.	Not yet verified

Only the first recorded plan of each firm is shown here. Full plan detail, sources and everything we could not verify are on each firm's page. Last verified 7 September 2026.

Not yet verified is not No. Where a cell reads "Not yet verified", we could not confirm the rule from the firm's own terms or help centre. It is not a claim that the rule does not exist.

FTMO vs OFP Funding

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